Your dream bike arrived
easy reach
Calculate your bicycle loan at 1.99%
A bicycle loan is possible for any type of bicycle
You choose the amount and term (min €500 and 12 months)
You do not have to be a KBC customer to take out a KBC bicycle loan
Everything can easily be arranged online.
Calculate your bicycle loan in 2 clicks!
A good bicycle can easily cost a few bucks. To avoid having to dip into your savings, you can opt for a bicycle loan . This way you only pay a small amount every month. If you also use your bicycle to go to work, you can earn back the amount you borrowed with a bicycle allowance from your employer.
Cheaper than the bank
At RAIDA we offer consumer credit in collaboration with KBC. Because we bear part of the costs ourselves, our customers can enjoy a competitive interest rate of 1.99% . This is cheaper than at the bank itself. This makes a RAIDA loan with spread payments a very interesting way to finance your bicycle. You can take out the loan quickly and easily online . Handy, right?
Simulate your loan yourself
Easily simulate your loan online here. You can also apply for the loan this way.
To apply for a loan via RAIDA, it is best to already have a quote from one of our shops.
No quote yet?
Make an appointment now in your RAIDA shop and request your affordable bicycle loan!
Earn your bike back
If you use your bicycle to go to work, you are eligible for a tax-free bicycle allowance. Please note: the bicycle allowance is a favor from your employer. He can decide for himself whether and for what amount he wants to grant them. So check the conditions with your boss.
Gabriel rides an ST5 Pinion worth €10,990
Installment at 1.99%:
€271.02 per month over 42 months
Bicycle allowance:
40km per day – 20 days per month:
€280 per month*
Effective PROFIT:
€8.81 / month
Tine rides a Trek District+ 4 worth €4,149
Installment at 1.99%:
€118.79 per month for 36 months
Bicycle allowance:
25km per day – 20 days per month:
€175 per month*
Effective PROFIT:
€56.21 euros / month
*This example was calculated based on a kilometer allowance of €0.35/km.
The amount of the kilometer allowance depends on your employer and the collective labor agreement of the sector in which you are active